While most people seek to help others in times of crisis, fraudsters seek to exploit.

Along with cheer and good tidings, this time of year is also prime scam season. Bah Humbug!

Phishing Scams now use email, snail mail, phone calls and even texts to try and reel you in and get you to bite by giving up your personal info. But whatever enticing lure they use, from "Your Paypal account is now locked" to "You have a Forgotten Fedex package", just swim on by!

It's easy to say "don't" get defrauded or don't be a "victim", but just how are you supposed to do that?

Even if you didn't see it coming, you can still take back control.